Privacy Policy
Quanpar LLC, doing business as LoanSmart AI ("we","our", or "us"), is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and protect information about users of our website, mobile application, and services (collectively, the "Platform").
1. What Information We Collect
Personal Information
We collect personal and financial information, including but not limited to:
Applicant financial data (e.g., income, debt, credit history).
Personal identification information (e.g., name, address, Social Security number).
Information shared by mortgage brokers and third-party financial institutions.
Non-Personal Information
We also collect non-personal information (e.g., browser type, device information, IP address)
through cookies and other tracking technologies.
2. How We Use Your Information
We use the information we collect to:
1. Provide and enhance our mortgage assessment services.
2. Improve our AI algorithms and develop new products.
3. Personalize user experiences and recommendations.
4. Perform internal research, data analysis, and marketing.
We may share your information with third parties for the purposes of delivering the Service. We will not sell your personal information to third parties for marketing purposes without your consent.
3. Data Sharing and Security
We may share personal information with:
1. Service providers that assist us in operating the Platform.
2. Third-party financial institutions involved in the mortgage process.
3. Legal or regulatory authorities when required by law.
We implement commercially reasonable security measures to protect your data but cannot guarantee absolute security. You agree to notify us immediately if you suspect unauthorized access to your account.
4. Your Rights
You have the right to:
1. Access and correct your personal information.
2. Request the deletion of your data, subject to legal obligations.
3. Opt-out of certain communications and marketing efforts.
5. Data Retention
We retain personal information for as long as necessary to fulfill the purposes outlined in this
Privacy Policy, typically between 3-7 years, or as required by applicable laws and regulations.
6. Cookies and Tracking
We use cookies to track user activity on our Platform and to enhance the user experience. You may choose to block cookies through your browser settings, but this may affect your ability to use certain features of the Platform.
7. Updates to This Privacy Policy
We may update this Privacy Policy periodically. Changes will be posted on our website, and your continued use of the Platform signifies acceptance of the updated policy.
8. Contact Information
For questions or concerns about this Privacy Policy, please contact us at
support@getloansmart.ai.
Last Updated: October 15, 2024
1. What Information We Collect
Personal Information
We collect personal and financial information, including but not limited to:
Applicant financial data (e.g., income, debt, credit history).
Personal identification information (e.g., name, address, Social Security number).
Information shared by mortgage brokers and third-party financial institutions.
Non-Personal Information
We also collect non-personal information (e.g., browser type, device information, IP address)
through cookies and other tracking technologies.
2. How We Use Your Information
We use the information we collect to:
1. Provide and enhance our mortgage assessment services.
2. Improve our AI algorithms and develop new products.
3. Personalize user experiences and recommendations.
4. Perform internal research, data analysis, and marketing.
We may share your information with third parties for the purposes of delivering the Service. We will not sell your personal information to third parties for marketing purposes without your consent.
3. Data Sharing and Security
We may share personal information with:
1. Service providers that assist us in operating the Platform.
2. Third-party financial institutions involved in the mortgage process.
3. Legal or regulatory authorities when required by law.
We implement commercially reasonable security measures to protect your data but cannot guarantee absolute security. You agree to notify us immediately if you suspect unauthorized access to your account.
4. Your Rights
You have the right to:
1. Access and correct your personal information.
2. Request the deletion of your data, subject to legal obligations.
3. Opt-out of certain communications and marketing efforts.
5. Data Retention
We retain personal information for as long as necessary to fulfill the purposes outlined in this
Privacy Policy, typically between 3-7 years, or as required by applicable laws and regulations.
6. Cookies and Tracking
We use cookies to track user activity on our Platform and to enhance the user experience. You may choose to block cookies through your browser settings, but this may affect your ability to use certain features of the Platform.
7. Updates to This Privacy Policy
We may update this Privacy Policy periodically. Changes will be posted on our website, and your continued use of the Platform signifies acceptance of the updated policy.
8. Contact Information
For questions or concerns about this Privacy Policy, please contact us at
support@getloansmart.ai.
Last Updated: October 15, 2024
1. What Information We Collect
Personal Information
We collect personal and financial information, including but not limited to:
Applicant financial data (e.g., income, debt, credit history).
Personal identification information (e.g., name, address, Social Security number).
Information shared by mortgage brokers and third-party financial institutions.
Non-Personal Information
We also collect non-personal information (e.g., browser type, device information, IP address)
through cookies and other tracking technologies.
2. How We Use Your Information
We use the information we collect to:
1. Provide and enhance our mortgage assessment services.
2. Improve our AI algorithms and develop new products.
3. Personalize user experiences and recommendations.
4. Perform internal research, data analysis, and marketing.
We may share your information with third parties for the purposes of delivering the Service. We will not sell your personal information to third parties for marketing purposes without your consent.
3. Data Sharing and Security
We may share personal information with:
1. Service providers that assist us in operating the Platform.
2. Third-party financial institutions involved in the mortgage process.
3. Legal or regulatory authorities when required by law.
We implement commercially reasonable security measures to protect your data but cannot guarantee absolute security. You agree to notify us immediately if you suspect unauthorized access to your account.
4. Your Rights
You have the right to:
1. Access and correct your personal information.
2. Request the deletion of your data, subject to legal obligations.
3. Opt-out of certain communications and marketing efforts.
5. Data Retention
We retain personal information for as long as necessary to fulfill the purposes outlined in this
Privacy Policy, typically between 3-7 years, or as required by applicable laws and regulations.
6. Cookies and Tracking
We use cookies to track user activity on our Platform and to enhance the user experience. You may choose to block cookies through your browser settings, but this may affect your ability to use certain features of the Platform.
7. Updates to This Privacy Policy
We may update this Privacy Policy periodically. Changes will be posted on our website, and your continued use of the Platform signifies acceptance of the updated policy.
8. Contact Information
For questions or concerns about this Privacy Policy, please contact us at